Banking
for the new
भारत.

Almost all the business verticals throughout the nation are becoming digital. Be a part of this digital revolution.
Join us today by clicking on the link below!

Download App Partner Login

Make your Shop
Mini ATM
with Ruaanya .

Become an Ruaanya Agent and offer 60+ digital services to your customers and earn commissions like never before.
Join us today by clicking on the link below!

Download App Partner Login

Overview

One App Multiple Services

A great earning potential with the opportunity to grow your business with minimal one time investment and zero working capital

As an emerging player in the payments and utility service providers, Ruaanya helps you transfer payments through a robust, highly secure and ultra user-friendly framework. With a family of more than 500,000 agents.

Banking Services

Provide all banking services to your customers at one stop and earn commissions with Ruaanya Fintech Private Limited

As an Ruaanya Fintech Private Limited Retailer, you can offer banking services like Cash Withdrawal, Cash Deposit, Money Transfer, Aadhar Pay, Mini Statement, Balance Enquiry, M-ATM, Prepaid Cards, Loans and many more to your customers and earn upto Rs. 50,000.
The Retailers can manage their credit base and ledger as well with Ruaanya Fintech Private Limited. The product is designed to make every retail shop a mini bank.

Learn more Download App

Utility and Bill Payments

Make different bill payments with Ruaanya Fintech Private Limited on behalf of your customers and get monetary rewards for your services

As a platform, Ruaanya Fintech Private Limited wants to help new-age entrepreneurs, the ones who have their say in their own hands. When you pay someone’s bill, be it electricity or postpaid or anything else, you get a commission and hence, the money is made.

Learn more Download App

Insurance Services

Insure your customers vehicles, devices, health & life and make money through insurance cover with Ruaanya Fintech Private Limited

Why would you help someone with getting their insurance with Ruaanya Fintech Private Limited? Because for every service you sell as a retailer, there is a fixed commission for you in the end.

Learn more Download App

Travel Services

Earn Money when you book different tickets for your customers, including buses, flights, trains, etc. with Ruaanya Fintech Private Limited portal

Not just bill payments, you can also take care of people’s travelling needs too and earn quick money with that. Book hotels, flights & trains and get real-time commissions like no other platform, only on Ruaanya Fintech Private Limited. REGISTER NOW!!

Learn more Download App

E-Governance Services

Retailers can register GST, file ITR, fill forms of MSME for their customers' businesses with Ruaanya Fintech Private Limited and get that extra side income

Be SMART (Simple Moral Accountable Responsive & Transparent) with Ruaanya Fintech Private Limited. Be side-by-side with the government & earn money as you help your own people with their daily needs of government-related documents and services.

Learn more Download App

Neo Banking Services

Open bank accounts, receive/send money through, apply for credit/debit cards, and other neo-banking services with Ruaanya Fintech Private Limited

Why bother going to the bank when you can be one yourself? The idea is to provide each and every service that the bank provides, from your end. Technically, you become a bank yourself. Providing commission-based bank services can help you earn more and more money.

Learn more Download App

OUR SERVICES

Banking & Digital Services
NEO Banking Service

Banking & Digital Services

All the banking and digital services provided by us are fully secured. You can help your customers with easy digital money transfers, payments, and other banking facilities through Ruaanya Fintech Private Limited.

View All Banking Services

Neo Banking Service

Join the new age banking revolution with Ruaanya Fintech today. With Ruaanya Fintech Private Limited, you can offer all the leading banking services to your customers at a minimum cost by just using their adhar information and earning a good income as a commission.

Know Us

We Are Here To Make डिजिटल भारत

Kuch Bhi

Pay Karo

Suvidhaa BNK Karo

In this era of digital revolution throughout the nation, Ruaanya has emerged as a leading service provider for money transfer through the proven Aadhar Enabled Payment Systems (AEPS) alongside all the other major banking and utility services.

Our Vision

we strive to create digital banking services easy, convenient and accessible in every village and rural areas of india.

Why Join Us?

Benefits Of Joining Us

Minimum Investment

We offers all the services with a minimum investment and with a secure platform.

Big Bunch of Products
& Services

We offers 60+ services to our agents to serve best way possible to their customer.

Earn Commission on
Every Transaction

Ruaanya offer maximum commission to their agents for all the service transaction.

Prestige & Customer
Loyalty

Ruaanya Fintech Private Limited family became a family of 500k agents with the trust and loyalty of our agents.

Our Brand Digital Brand

Become A Part Of Us

We are inviting all distributors, retailers, and individuals to be part of
our digital and smart solutions that can help them earn profits and prestige.

Become An Agent

Agents have a chance to select from our different products and provide better services to their customers. It can help them manage the credits in a better way. You can also assist your customers and increase your income.
You don’t need to invest any working capital or money. Also, you get the chance to earn more than Rs. 25,000 a month by associating with us like other agents and retailers.

Join over 5,00,000 retailers. Earn more than 25,000 per month. No working capital required

Agent Categories:

Apply Online Download App

Become A Distributor

You can make more money through your distribution services using Ruaanya Fintech Private Limited. You have the chance to earn more than 25% of the money invested as a commission by providing your network with our services. You do not need to make any physical effort or rent a big fat store or have any staff.
You have the chance to be among our 10,000 distributors across India who are earning more than 50,000/- per month. JOIN NOW!

Join over 10,000 distributors. Earn more than 50,000 per month

Distributor Categories:

Apply Online Download App

Become A Master Distributor

As a master distributor, you can set up a huge chain of distribution and agents. You don’t need to make an investment to rent a store or pay for your help. Also, you have the opportunity to earn 25 per cent as a commission on your overall investment. It can be done by selling our digital products, thus, no physical hard work.
You can make more than Rs 100,000 per month by joining our chain of distribution. So, be a part of our network.

Join us and earn more than 150,000 per month with us

Master Distributor Categories:

Apply Online Download App

Become A District Franchise

By joining the Ezeepay business franchise model, you have a chance to make more than Rs. 200,000 a month without spending a single paisa on stores, godowns, or staff members, it’s all digital. Make use of your contacts and network to earn a 25% commission on the total investment. You can be a part of our membership and be as successful as they are.

Join us and earn more than 200,000 per month with us

District Franchise Categories:

Apply Online Download App

Users Testimonials

What Our Customer Say.

Earlier it was a hard to manage cash of my galla but ever since i became a Ruaanya Fintech Private Limited agent, it has changed things now i can utilize my cash to serve my customer with aeps services. The Cashflow is amazing and the commissions add up to a handsome amount of income each month.

- By Rajesh, Patna.

Ruaanya Fintech Private Limited, not only has my income increased, but the hassle of depositing money in bank has gone. With AePS and Money transfer services, the money in my galla is being utilized and cash is managed. Around 100-120 customers come to me daily for AePS. It is a very easy, convenient method. It has helped me to being self dependent.

- By Vimal Kumar, Uttarakhand

Ruaanya Fintech Private Limited has not only helped me revive my passion to help people but being a retailer, i have earned more money than a lot of different jobs that my friends are doing. It feels great to be connected with such an amazing organization.

- By Vishnu, Bihar.

Ruaanya Fintech Private Limited has helped me increase my income and has also relieved me from so many tensions. I had a two wheeler loan and now it is cleared. Since i am a retailer myself, My Cibil Score has increased and now i am looking to buy a flat for my family. All thanks to Ruaanya Fintech Private Limited.

- By Kamal, Agra, Uttar Pradesh

Ruaanya Fintech Private Limited has helped me overcome my fear of a financial crisis ever since i have been a retailer with them. The best part is that cashflow is seamless and commissions are deposited instantly.

- By Swapnil, Madhya Pradesh.

Ruaanya Fintech Private Limited has made me a different person. I have seen days where even the basic needs were a luxury to me and i could not afford them. Ever since i have been connected with Ruaanya Fintech Private Limited, my income has increased and being a retailer has exposed to more money making opportunities than ever.